If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.
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All right, I’m not talking about walking and picking up cans here. There’s too much competition in that anyway… What I am talking about is saving money by recycling electronic items that have reached the end of their usefulness. Recycling … Read More »
Our credit counseling advice is to know what the debt collection rules are. It’s also crucial to not to let debt collection harassment force you into making decisions that will hurt you later. Although this can be difficult when you’re … Read More »
You can’t obtain credit without a positive credit history. You can’t build a history until you’ve had some credit. So what are you supposed to do? There actually are some options for those looking to get started who may not … Read More »
In 1776 when our forefathers declared our independence from Great Britain, they started with a great vision of what our country could be. Free, independent, self governing. As the 4th of July approaches, its a good time to think about … Read More »
I always thought debit card ATM fees were a very silly expense. Using off network ATM’s can be very expensive, and almost always just a result of poor planning. Convenience can be costly, and can even cause credit card debt. … Read More »
We all know how a credit score is calculated… sort of (see our previous post to find out: How is a Credit Score Calculated?) But there’s still the matter of the actual credit report. What’s that all about? You do … Read More »
Now that the Credit Card Act has been in place for several months and additional restrictions have been placed on credit card issuing banks, it only makes sense that banks would try and find a way to make up for … Read More »
It’s a sunny day outside, you’re cruising around in your car, your wallet’s full of money, you’re living the good life. But you quickly realize that your gas light is on… 5 minutes later you’re at a gas station, crying, … Read More »
Spring is here. A time when you can cruise through any town on any given weekend and see mounds of used merchandise strewn across lawns and driveways. I’m talking yard sales, kids. An American Springtime tradition. A time where one … Read More »
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