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Debt Management Program

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ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

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Credit counseling center

Too much debt? A credit counseling center can help.

When too many loans or high credit card balances are weighing you down, a credit counseling center can help you explore all your options for paying off debt.

Carrying a lot of debt makes it tough to achieve your financial goals. It may feel like you’ll never be able to escape from debt to purchase a home, pay for college, or save for retirement.

A credit counseling center can help by showing you a number of ways to manage debt effectively, and help you decide which approach best fits your financial situation.

Choosing the right credit counseling center is critical – some credit counseling companies and debt consolidation agencies are more interested in profiting from your financial situation than helping you find a way out of it.

That’s why, when looking for a reputable credit counseling center, more consumers today turn to non profit consumer credit counseling services from American Consumer Credit Counseling (ACCC).

ACCC: a nonprofit credit counseling center for individuals and families.

ACCC is a national credit counseling center providing confidential counseling services for individuals and families nationwide. Our mission: to help people just like you get control of their finances, pay down their debts and make plans for a debt-free future. Our services include free credit counseling and low-cost financial services, including a leading debt management program.

Our certified credit counselors are highly trained experts at helping people manage, reduce and eliminate debt. You can speak to a counselor over the phone, through online chat or at an ACCC credit counseling center near you. We are available six days a week to answer your questions about managing debt, including the pros and cons of debt settlement negotiation, debt management services and consolidated debt relief.

We also offer financial counseling around housing, student loans and bankruptcy, and can help consumers understand what life after bankruptcy looks like.

Why choose ACCC as your credit counseling center?

When you make ACCC your credit counseling center, you’ll benefit from:

  • Since 1991, ACCC has provided expert advice and experience in the credit counseling industry.
  • A free counseling session and low-cost debt management services.
  • Free financial education materials on a wide range of money-related topics.
  • Superior customer service from counselors who care about your financial situation.
  • A reputable credit counseling center with an A+ rating from the Better Business Bureau and Certificates of Authority in all 50 states.

Learn more about the advantages of ACCC as a credit counseling center, and get answers to questions like “Debt consolidation: good or bad?”

See if our Debt Management Program is right for you Should you consolidate your debt? See how much it really costs to use your credit cards
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