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Before you apply for a new loan, our credit counseling advice is to understand exactly what that loan entails. First things first, what kind of loan is it? Is it a secured or unsecured loan? Understanding the difference between a … Read More »
Did you know October is National Vegetarian Month? There are many reasons why people decide to go vegetarian or vegan. Not only is it healthy and good for combating climate change, but it’s also good for your wallet! Meat can … Read More »
October is Adopt a Shelter Dog Month! Whether you’re a dog person, a cat person, or any other kind of pet lover, budgeting for a pet is an important and often overlooked part of personal finance. Most people who stick … Read More »
Fall is a great time to review your finances in preparation for the holiday season and the New Year. If you’ve slipped up over the summer by going over budget or not saving as much as you wanted, now is … Read More »
Frugality vs Minimalism: Which concept is better for your finances? Many personal finance gurus and influencers talk a lot about both frugality and minimalism as a way to save money. That money you save can be used to pay off … Read More »
According to a survey by the American Psychological Association, money is the biggest cause of stress for two-thirds of respondents. Of course, most people will be stressed about money at some point, whether it’s due to increasing consumer debt, a … Read More »
With many Americans still at home due to COVID-19, trying to work and keep the kids entertained while sticking to a limited budget can be a challenge. Daycare centers and summer camps are closed throughout the country, leaving many children … Read More »
A good credit score is necessary for just about everything. Whether you want to buy a new car or are about to move to a new apartment, you need a good credit score. But what happens if your credit score … Read More »
Trying to pay your bills and manage your finances while unemployed can be incredibly stressful. When you have no income, but the bills keep coming in, it’s easy to feel overwhelmed. However, by carefully budgeting and managing expenses, you’ll be … Read More »
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