50/30/20 Budget Explained
Our credit counseling advice is to always budget your money. The 50/30/20 budget rule is one method which divides money between needs, wants and saving. Let’s take a look at how this type of budget works.
Author Archives: Michelle
Bankruptcy Counseling Information
Bankruptcy is a major financial decision. If you are filing for bankruptcy, you must participate in two bankruptcy counseling sessions: a Pre-Bankruptcy Credit Counseling and a Post-Bankruptcy Debtor Education course. Learn more about each of these bankruptcy counseling courses here. … Read More »
Wedding Ring Alternatives vs Traditional Rings
A traditional engagement or wedding ring can be a major drain on your finances and likely lead to credit card debt. Consider alternative materials for your wedding bands to save money while still having beautiful options. 3 Affordable Alternative Wedding Ring Options As the … Read More »
How To Avoid Low Tech Identity Theft Schemes
Identity theft is all too common these days. It may seem like it happens all in the Cloud, but there are plenty of low tech identity theft schemes to be aware of. Avoiding Low Tech Identity Theft Schemes Identity theft happens when … Read More »
Teaching Kids Personal Finance Through Games
Teaching kids personal finance probably sounds like a really boring lesson. Try using games to creatively teach about saving, credit card debt and more. Lesson Guide: Teaching Kids Personal Finance Create a Business This is America, land of entrepreneurs and … Read More »
Beach Trip On A Budget
Feeling the heat this summer? If you want to cool off at the beach but are paying off credit card debt, plan a beach trip on a budget. Planning an Affordable Beach Trip Beach trips are great! But between gas, … Read More »
Baby Fund: Creating a Savings Strategy for Baby
Babies are wonderful and expensive. A baby fund is a savings strategy that can handle all the various costs of diapers, toys, clothing and more so that your finances stay free of credit card debt. Creating a Baby Fund to Avoid Credit Card … Read More »
DIY Kitchen Makeover On A Budget
As the weather warms up and the Home Depot commercials start playing nonstop, you might be feeling the need to transform an area of your home. If you need a DIY kitchen makeover without the consumer debt, here are a few … Read More »
Newlywed Financial Checklist: Surviving Marriage
A newlywed financial checklist is a great starting place if you are thinking about marriage or have recently been married. Using the 10 steps in this financial checklist can guide couples as they discuss spending habits, debt management and more. … Read More »
Your Ultimate Money Management App
Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.
