If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

How To Pay Down Debt: Snowball Vs. Avalanche Method

If you are wondering how to pay down debt, you will be happy to know that you have choices when it comes to credit relief. You may have heard of the debt avalanche and the debt snowball methods before, but are not sure how they work and which is the best option for you. Both focus on paying as much as you can toward one of your debts, and making the minimum payments to the others. Although they are both effective methods for debt reduction, they take two different approaches. Use this how to pay down debt infographic to compare and contrast the two repayment strategies and decide which is the best possible debt reduction method for your unique financial situation.

How To Pay Down Debt: Snowball Vs. Avalanche Method

You can embed this infographic on your blog or website! Simply copy the code below and paste it into your website.

<a href="https://www.consumercredit.com/debt-resources-tools/infographics/money-management-infographic/how-to-pay-down-debt/"><img src="https://www.consumercredit.com/wp-content/uploads/2020/06/how-to-pay-down-debt.jpg" alt="How To Pay Down Debt: Snowball Vs. Avalanche Method" title="How To Pay Down Debt: Snowball Vs. Avalanche Method" /></a>
creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/infographics/money-management-infographic/how-to-pay-down-debt
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=infographics/money-management-infographic&debt-resources=how-to-pay-down-debt
Loaded Template: single-debt-resources.php