If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

How To Prepare For Unexpected Events

If you like our content, make sure to subscribe to our channel! 

An unexpected event can affect a person’s financial situation at any given moment. To lessen the impact, you should prepare for emergencies by creating a financial plan. Here are 6 steps you can take to prepare for unexpected events.

  1. Start an Emergency Fund. You should have 6-9 months’ worth of expenses saved in your emergency fund. This will help you stay financially afloat if an unexpected event occurs.
  2. Check Your Insurance. It is vital to ensure you have sufficient insurance to cover your circumstances. This includes potential health, car, home, or renters’ insurance coverage.
  3. Plan for Natural Disasters. Depending on where you live, you should have flood, hurricane, or earthquake insurance. Organize your financial documents so you can easily bring them with you anywhere.
  4. Negotiate with Lenders. Call your lender ASAP if you’re unable to pay your debt due to an emergency. Calling your company can result in a lower interest rate, waived fees, & more. Enroll in a debt management program if you don’t receive help from your creditor.
  5. Make a List. Write down all the potential events that could happen. Determine how much each would cost you and what your action plan would be.
  6. Create a Backup Budget. Review your budget. Cut out unnecessary expenses so you have more money saved in case of an unexpected event.
creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/videos/informational-videos/how-to-prepare-for-unexpected-events
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/informational-videos&debt-resources=how-to-prepare-for-unexpected-events
Loaded Template: single-debt-resources.php