If you are receiving unsolicited phone calls from an entity pretending to be ACCC (a trusted non-profit credit counseling agency), please be assured that ACCC’s policy is NEVER to contact you unless you’ve explicitly requested us to call you. Also be cautious of emails from an unusual or unfamiliar domain. ACCC’s domain extension is @consumercredit.com, and any emails using a different extension should be treated with suspicion.

×

ACCC’s Client Login allows current clients to access their program information, including the due date, program benefits, and other documents.

Select a Client Login below based on the service that you are currently enrolled in:

Debt Management Program

Client Login

Not yet a client, but looking to get started?

ACCC offers debt relief options to individuals and families that are suffering from stress related to credit card debt by providing effective credit counseling, helping to consolidate debt, and advising on debt management.

Get Started

Wait!

You are now leaving the Consumer Credit website and are going to a website that is not operated by ACCC. We are not responsible for the content or availability of linked sites.

Are you sure you want to leave?

No, return me to the previous page.

Yes

Resources & Tools

Retirement Strategies For Late Starters

If you like our content, make sure to subscribe to our channel! 

The more time consumers put off saving for retirement, the less time they have for their savings to grow. The good news is that even if you’re late to the game, it is still possible to build a comfortable retirement fund.

ACCC offers 6 retirement strategies tips:

1. Have a realistic target

Set a realistic estimate of how much money is needed to live comfortably during the retirement years. Use this number to figure out how much money you need to save each month.

2. Take advantage of tax breaks

Tax deferred accounts can help you save on income tax. If you do not have access to a 401(k) through your employer, open an IRA.

3. Know your limits

Each type of retirement account has different limits on how much money you can contribute. Check the guidelines set by the IRS.

4. Catch-up contributions

If you are over 50 years old, check your eligibility for an opportunity to save more than the standard contribution limit in your retirement funds.

5. Start minimizing expenses

Start cutting costs in order to increase savings. Those extra savings could give you more financial freedom during retirement.

6. Talk to a financial advisor

Financial advisors can help late starters develop an effective retirement plan.

creditU

Your Ultimate Money Management App

Meet CreditU, the ultimate one-stop debt and financial management app! See your full financial overview, including debts, income, expenses, and savings.

CreditU Apple App Store
Dev Tool:

Request: debt-resources-tools/videos/retirement-videos/retirement-strategies-for-late-starters
Matched Rewrite Rule: debt-resources-tools/([^/]+)/([^/]+)/([^/]+)/?$
Matched Rewrite Query: debt_resources_category=videos/retirement-videos&debt-resources=retirement-strategies-for-late-starters
Loaded Template: single-debt-resources.php