Just south of San Diego, Chula Vista beckons with its beautiful beaches and laid-back California charm. While the cost of living might be slightly lower than its neighbor, the weight of credit card debt can still be a concern for Chula Vista residents.
California’s ongoing financial struggles, with its public debt reaching astronomical figures can have a ripple effect on residents’ personal finances. A recent study by LendingTree paints a concerning picture: the average Californian carries $7,642 in credit card debt [source: LendingTree 2024 Credit Card Debt Statistics].
Even in Chula Vista, where renting might be a more common option compared to buying a house, credit card debt can be a significant burden. According to RentCafe’s April 2024 data, the average rent for a two-bedroom apartment in Chula Vista sits around $2,560.
This is where American Consumer Credit Counseling (ACCC) in Chula Vista comes in to help. As a non-profit organization, ACCC offers free credit counseling and financial education programs to Chula Vista residents struggling with debt. Their certified credit advisors can work with you to create a personalized debt management plan, helping you achieve financial freedom and enjoy the sunshine of Chula Vista without the weight of debt.
Here’s how ACCC’s debt management program can help you conquer credit card debt:
- Reduce your interest rates: We work with creditors to negotiate lower interest rates on your credit card debt, potentially saving you thousands of dollars in the long run.
- Simplify your payments: We consolidate your credit card bills into one manageable monthly payment, making budgeting and tracking your progress easier.
- Become debt-free faster: Our program helps you develop a personalized debt repayment plan, allowing you to become debt-free in a shorter timeframe.
- Receive expert guidance: Our certified credit counselors will provide you with ongoing support, financial education, and resources to help you achieve your financial goals.
Don’t let credit card debt hold you back from enjoying the Glendale lifestyle you deserve. Contact ACCC today for a free credit counseling session and take control of your financial future.
ACCC CHULA VISTA
333 H St Suite 5000
Chula Vista, CA 91910
Phone: 877-440-1773
Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.
Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.
3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:
- California residents have an average of $6,952 in credit card debt
- Get a free credit counseling session
- Pay off your debt in most cases within five years
