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There is a rule of thumb which indicates that you should spend only one-third of your income on rent. But rent is expensive, and if you live in a city like New York or San Francisco, sometimes more than half … Read More »
There are only a handful of days remaining in the year. With some extra time off, our credit counseling advice is to take a look over your finances from the year. And you can move forward and plan your goals … Read More »
If you are facing foreclosure, it is definitely putting a dent in your life as well as your finances. This situation puts a strain on your overall debt management plan. On top of the stress, if you are subjected to … Read More »
While we may get caught up in the monetary aspect of Christmas, the heart of the holiday really is spending time with family (plus if you’re in debt management, spending too much isn’t good). And luckily, many of us can … Read More »
As we approach the new year and January, our credit counseling advice is to account for your spending in 2018. January may also throw a few other costs your way. Here are a few unexpected January budget items to keep … Read More »
Our debt counselors know that saving money is always easier said than done. Even if you are strict on budgeting, you will still have something that throws you off track! If you are a millennial, this is even more challenging … Read More »
We spend a lot more time inside our homes in winter than during the summer months. You may start to feel some cabin fever or some excess clutter or grime on everything as a result of being stuck inside so … Read More »
Buying Christmas gifts for everyone on your list may seem impossible based on your current bank account. However, there may be a few ways around a small budget for gifts. Incorporating some creative DIY ideas can help you achieve your … Read More »
Are you trying to eliminate credit card debt and still need gifts for the holidays? Any chance to save money on shopping is a step in the right direction. Many businesses participate in the annual Free Shipping Day. This year, … Read More »
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