Nestled at the foot of the majestic San Bernardino Mountains, San Bernardino offers a vibrant community, rich history, and access to outdoor adventure. But even in this beautiful setting, managing finances can be a challenge for many residents.
The cost of living in San Bernardino sits slightly above the national average. While housing costs may be more affordable compared to coastal California cities, the median rent for a one-bedroom apartment still hovers around $1,500. According to a recent WalletHub study, the average household credit card debt in San Bernardino reaches nearly $14,211. This is still higher than the national average of approximately $7,000.
These financial pressures can lead many San Bernardino residents to rely on credit cards to cover everyday expenses. However, this can quickly spiral into overwhelming debt.
The good news is there’s help available. American Consumer Credit Counseling (ACCC) is a free resource offering San Bernardino residents a pathway to financial freedom through our Debt Management Program.
ACCC’s Debt Management Program:
- Consolidates your credit card debt: We work with your creditors to combine your balances into a single monthly payment, potentially lowering your interest rates and simplifying repayment.
- Reduces your monthly payments: Lower interest rates can significantly reduce your monthly payments, freeing up more money in your budget as well as towards paying off debt.
- Provides expert guidance: Our certified consumer credit counselors will work with you to develop a personalized debt management plan and offer ongoing support throughout your journey.
Don’t let credit card debt hold you back from achieving your financial goals. Contact ACCC today to schedule a free credit counseling session and take control of your financial future. Let’s work together to build a brighter financial future for San Bernardino residents!
ACCC SAN BERNADINO
473 E Carnegie Drive
suite 200
San Bernadino
CA 92408
Phone: 877-440-1773
Office Hours: Office hours vary by location. For our local branches, please be sure to call ahead to schedule an appointment.
Have you spoken to one of our credit counselors or been through our debt management program? We would love to hear your thoughts! Leave us a review to let us and others know how your experience was.
3 Reasons to Fill Out Our Form and Speak With an ACCC Certified Credit Counselor:
- California residents have an average of $6,952 in credit card debt
- Get a free credit counseling session
- Pay off your debt in most cases within five years
