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The 50/30/20 budgeting rule is a simple and effective framework for managing your finances. It helps you allocate your net income into three categories: 50% for needs, 30% for wants, and 20% for savings or paying off debt. By following … Read More »
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Here’s our credit counseling perspective – to achieve financial health is key to a stress-free successful life. A life with minimum credit card debt is a luxury to have. However, this is an achievable task with a little bit of … Read More »
Individuals facing financial difficulties experience very different situations. For example, your credit card debt may reach a level at which consolidating credit card debt is your best option. So, when should someone seek credit counseling? First and foremost it is … Read More »
Living paycheck to paycheck? Worried about how to get out of debt? Can’t seem to develop a workable budget, let alone save money for retirement? If this sounds familiar, you may want to consider the services of a credit counselor. … Read More »
The more behind you get on your debt payments, the deeper in debt you will be! For many, getting out of debt and living a debt-free life may seem like an impossible dream. That is why our debt counselors want … Read More »
Finding the right company to help you get out of debt is a major part of the debt relief process. American Consumer Credit Counseling (ACCC) is a reputable credit counseling agency serving its customers for decades. Here is how and why … Read More »
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